Underinsured Motorist Bodily Injury Coverage

This coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient insurance coverage.

This coverage typically pays the difference between your coverage and the other driver's bodily injury coverage. The amount paid by underinsured motorist bodily injury coverage is capped at the limit you select.

Underinsured motorist bodily injury coverage is available in some states, where it may be mandatory.

In some states, both uninsured and underinsured motorist bodily injury are bundled into a single coverage. In the states where it is offered, this coverage may be mandatory.