Underinsured Motorist Property Damage Coverage

This coverage protects you if your vehicle is damaged in an accident caused by a driver who has insufficient insurance coverage. Other specific protection afforded by this coverage varies from state to state.

This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. The amount paid by underinsured motorist property damage coverage is capped at the limit you select.

Underinsured motorist property damage coverage is available in some states, where it may be mandatory.