Uninsured Motorist Property Damage Coverage
This coverage protects you if your vehicle is damaged in an accident caused by a driver who has no insurance. Other protection afforded by this coverage varies from state to state.
The amount paid by uninsured motorist bodily injury coverage is capped at the limit you select. In some states, you will need to pay a deductible each time you make a claim.
Uninsured motorist property damage coverage is available in some states, where it may be mandatory.